Life Can Be Tough

And, it can be weird!

Building BlocksChoices can be so strenuously tested, or ignored, so that one wrong step can cost you more time and money than you may be comfortable with investing.

It was a last minute decision to attend a lunch workshop yesterday to get ourselves thinking about the future, and retirement. Not that the future is here, nor retirement is planned, but when you look at the complexity of your existing financial position, and portend the future, then it makes sense to consider talking to someone who has a clearer picture of what the future could look like.

You need advisers in your life that you will listen to! (Read yesterday’s blog…)

When it comes to our personal finances, I struggle with accepting advice from someone I know, even more so a complete stranger! Even if the stranger has excellent credentials, a book, a radio show, and free workshops where she feeds you a good meal!

You must prepare for the future, else the future will have it’s own plans for you!

Hence, someone with skills, knowledge and a view of the future is someone you should have in your corner. It should not be just anyone! Your banker has a view of their own bottom line and how to keep your money working in their world. The same could be said for any of the many people who would love to help you spend, uh, invest your funds, whether they have stocks, bonds, annuities, or some other product to sell.

You need an adviser that can help you plan!

It was a wise old philosopher who is first recorded as saying:

“The journey of a thousand miles begins with one step.” ~Lao Tzu

Many have replicated the same thought with their own words.

  • “Faith is taking the first step even when you don’t see the whole staircase.” ~MLK
  • “Setting goals is the first step in turning the invisible into the visible.” ~Tony Robbins
  • “Step by step and the thing is done.” ~Charles Atlas
  • “This is one small step for man, one giant leap for mankind.” ~Neil Armstrong
  • “The first step to knowledge is to know that we are ignorant.” ~Richard Cecil

Building Blocks 2See… The concept is there. You start from nothing, and add to your life the appropriate steps that makes you more complete. And less weird. But you do not do it by yourself! You find the appropriate pieces from many different sources!

It was not the Apostle Paul that said the following, although it sounds like something he would say.

His divine power has granted to us all things that pertain to life and godliness, through the knowledge of him who called us to his own glory and excellence, by which he has granted to us his precious and very great promises, so that through them you may become partakers of the divine nature, having escaped from the corruption that is in the world because of sinful desire. For this very reason, make every effort to supplement your faith with virtue, and virtue with knowledge, and knowledge with self-control, and self-control with steadfastness, and steadfastness with godliness, and godliness with brotherly affection, and brotherly affection with love. For if these qualities are yours and are increasing, they keep you from being ineffective or unfruitful in the knowledge of our Lord Jesus Christ. For whoever lacks these qualities is so nearsighted that he is blind, having forgotten that he was cleansed from his former sins. Therefore, brothers, be all the more diligent to confirm your calling and election, for if you practice these qualities you will never fall. For in this way there will be richly provided for you an entrance into the eternal kingdom of our Lord and Savior Jesus Christ. Therefore I intend always to remind you of these qualities, though you know them and are established in the truth that you have.” (2 Peter 1:3-12 ESV)

Building blocks 3The Apostle Peter tells us to take the basic pieces of life, pick the appropriate building blocks, and add them to your life! I think of it in a simple stair step fashion, but reality is that it interlocks with all the other pieces to make the end product stronger….

As Stephen Covey is quoted as saying, “The Main Thing is to keep the Main Thing the Main Thing.” An though it was not Benjamin Franklin who first prompted the thought, but he says it in a way that makes sense here on North America…

“Watch the pennies and the dollars will take care of themselves.”

I add the same premise to everything else whether they be minutes/hours, days/weeks, or months/years… When we keep control of the small things in life, then the big things take care of themselves. After all, it’s the little foxes that spoil the vineyards! (Song of Solomon 2:15)

What we do not do is just as important as what we choose to do!! Chose wisely…

 

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